finance--money

What To Do When The Judge Orders A Cash-Only Bail

Depending on the circumstances, sometimes a judge will order cash-only bail in a defendant's case. The defendant can still bail out of jail but must pay the required amount in cash only, no bail bonds allowed. This presents a financial problem for many people who can't even cover a $500 emergency, but here are two ways to overcome this issue if you find yourself in this situation with no money.

5 Reasons To Consider A Payday Loan

When an unexpected event happens and you have a sudden big expense, it can make your financial situation more stressful. For individuals who don't have a lot of savings, it may make sense to take out a loan to get the money that is needed. If you're in need of money, you may want to consider taking out a payday loan. These loans have many advantages and they can allow you to get the money that you need quickly.

How To Boost Your Credit Score And Land A Low Rate Mortgage

Getting ready to shop for the home of your dreams? If so, you'll need to make sure you have a high credit score in order to get approved first. Most lenders consider a good score anything above 700, according to Experian. From there, a lender will look closely at your credit history to ensure you're a worthy candidate. Once everything is verified and the loan amount is determined, the terms are calculated.

5 Uses For An IRA That Don't Involve Retirement

An IRA (Individual Retirement Account) is more than just a convenient way to save for retirement. It can also serve as a backup plan for many life events. What are some of these events you can prepare for with an IRA? Here are five of the most common events you might want to use an IRA for. 1. Buying a House. IRA rules allow investors to withdraw (penalty-free) up to $10,000 to pay for a down payment on a house.

3 Ways A Personal Loan Could Save You Money

Unlike a mortgage or car loan, a personal loan does not require collateral to procure. A personal loan does, however, require the borrower have excellent credit. If you aren't concerned about your credit score, a personal loan can be very advantageous when you need some quick cash and it could even save you money. Here is a look at three things you could use personal loan services for. Debt Consolidation