You may have a "set it and forget it" mindset when it comes to financially protecting your home and other assets from damage -- purchasing homeowners insurance and assuming that any damages in excess of your deductible are covered. However, many of the most common winter storm problems may be excluded from your policy, leaving you without recourse at the time of year you need it most. Read on to learn more about the winter damages that may be covered (or excluded) by your policy.
Are you worried that you won't know what to do next time you get into an accident? Your smartphone can be your best friend when you need to file an auto insurance claim -- and that's not just because many insurance companies today accept claims through their apps. Here are four ways your smartphone can help the next time you get into an accident.
1. Take Pictures and Video Immediately Following the Accident